OUR TEAM

LoanFront is a product by Vaibhav Vyapaar Private Limited, an RBI registerd NBFC-ICC(N-05.06869)

IVR Gowrinath

CEO

Our Founder and CEO, Mr. Gowrinath Raghava, is a seasoned professional with 19+ years of experience in Software development, Product/portfolio management, Human resource and Operations management in various domains including financial services.

His personal skills and determination lead him through different roles over 19 years of his career with various Technology based organizations. He progressed steadily from Software Engineer, Senior Software Engineer, Technical Project Lead, Senior Project Lead to other Senior management positions.

Gowrinath vision is to use Technology to address gaps and improve efficiency in financial services domain, while keeping the products easy to use and hassle-free for the common Indian. In the month of November 2018, CapFront Technologies became a reality and Launched its first product, a financial services platform "LoanFront - an easy to use, quick & efficient financial services platform for Indians."

Satya Mallidi

COO

Satya M Reddy comes with 22 years of experience in IT services, product development, maintenance & support with specialization in Operations, IT Governance & Consulting, Program Management and Quality Management. He joined LoanFront after having been associated with companies like Hewlett-Packard, Wirpro, Cyient and BirlaSoft. He served in various leadership roles in India and delivered overseas consulting assignments.

Satya has extensive experience and expertise in areas relating to establishing start-ups and CoEs/ODCs, P&L management, Budgeting and Controlling, Transition & Transformation, Supplier Evaluation & Improvement, Information security, policy and process development and establishing Management Systems in multiple sectors/industry segments including Financial services, eCommerce, digital transformation services etc.

Satya holds a post-graduate degree in Industrial Engineering & Management from JNTU, Hyderabad and a post diploma in Management with various professional certifications.

Tushar Sarmah

Chief Architect / CTO

Tushar Sarmah comes with 20+ years of rich experience in software design and development, consulting, technology planning and product management. He joined LoanFront after having been associated with companies like Huawei and Satyam Computers.

He has exposure to full product life cycle, from pre sales, design & development, integration with 3rd party to go live. He has led many mission critical and Large-Scale Distributed Systems involving diverse operating system, database, middleware and programming language. An avid learner, he is well versed in various new technologies. He has setup multiple technology teams from scratch.

He also has extensive customer facing and solutioning experience, he has travelled to more than 15 countries for technical presales, requirement collection, solution design and delivery. Tushar graduated from NIT Rourkela in Computer Science and Engineering.

Deepak Kumar Maroo

Technical Architect

Deepak is our Technical Architect having 13 years of experience in software design and development. He has rich experience in different domains and technologies with efficient analytical, problem-solving and is adroit at adopting new technologies quickly. He has the capability in building territories and expanding opportunities towards the achievement of business targets.

Deepak post-graduated in Master in Computer Application from JNVU University,Rajasthan and ML/DL certifications from IIT,Roorkee.

Ganeshprasad

Risk manager

Ganeshprasad Pavaskar has an MBA from IIM Calcutta where he majored in Finance. He has an undergraduate degree in B. Chem. Engg. From ICT Mumbai. He is also Certified FRM from GARP. Ganesh has a total 10 Years work experience in Consulting, Risk and Mathematics domain.

Ganesh has worked as a Risk Professional for US based Insurance Underwriters. He has worked in digital transformation of the clients from Fortune 6 company especially in pharma and small-group corporate health insurance domain. He has built risk rating products and risk management features in the leading health insurance underwriting platform. He is an expert in C#, Python, MATLAB, SQL Server and FORTRAN.

Ganesh has also worked as a consultant in public policy, EV and Solar Energy domain where he extensively worked with stakeholders from GoI and a variety of Government agencies in Karnataka. Ganesh has also worked as a mathematician in IISc in the Chemical Physics/Statistics domain with multiple publications in international Journals.

Mrinal Sinha

Product Manager

Mrinal is an MBA graduate from SIES College of Management Studies, Mumbai. He has done his bachelor's degree from University of Mumbai. He has 4 + years of work experience with expertise in financial product management, growth and strategy.

Mrinal has worked with leading private banks like HDFC bank and Kotak Mahindra Bank where he has developed and managed products across various verticals like payments, business banking and retail banking .

Nitesh Kejriwal

Company Secretary

Association Member of the Institute of Company Secretaries of India.

Expert in the field of the non-banking financial regulations, Company Laws, FEMA, Finance, Corporate Law, KYC and AML compliances, FDI, Due Diligence, Investment.

Bhawesh Jhabak

Finance Controller

Bhawesh Jhabak is a qualified Chartered Accountant and has experience of 5+ years in Finance, Accounting & Auditing. He has worked in 2 corporates and Chartered Accountancy Firms.

Expert in Financial Analysis, Budgeting & Accounting.

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